LoanShield
Mortgage Fraud Detection

Shield Yourself and Your Business From Mortgage Fraud

The Latest in Mortgage Fraud Protection

Presenting a faster and more effective way to detect mortgage fraud: LoanShield by Avantus.

LoanShield's fraud detection software uses only the most up-to-date and complete participant and property data sources to scan your loan files. This front-end decisioning system scans and analyzes your loans with a click of a mouse; detecting potential equity skimming, identity theft, straw buying, property flips, broker fraud, appraiser fraud, employment misrepresentation and more.

Reduce your loan risk in just seconds with LoanShield:

• LoanShield produces fraud alerts based on its findings and an at-a-glance summary of the loan's risk
• LoanShield lowers the risk of mortgage fraud related foreclosures and identifies early payment defaults
• Reports are returned in seconds - 24 hours a day.

MERS^® Data Integration

Over 60% of all loans originated in the U.S. are registered with, and are tracked by MERS; including loans delivered to Fannie Mae, Freddie Mac, Ginnie Mae and all major conduits and state housing authorities. This MERS data integration adds significant depth to LoanShield's already extensive fraud analysis algorithm by tracking millions of mortgages from the point of origination through the entire life of the loan, identifying suspicious activity and confirmed fraud.

How Does It Work?

LoanShield can analyze ALL loan participants, not just the borrower. And staying compliant with Fannie Mae's Loan Quality Initiative is easy with the new Credit Review option:

1.) LoanShield Borrower Review

• Identity Verification and Anti-Fraud Screening
• Employment Data Review
• SSN Verification
• SSA Deceased List Screening
• National Telephone Records Review
• USA Patriot Act OFAC List Screening
• U.S. Postal Records Screening

2.) LoanShield Credit Review

• Fannie Mae's Loan Quality Initiative Compliance
• Automated Comparison to Original Credit Report
• All 3 Bureaus - Soft Inquiries (No impact on credit score)
• Identifies Previously Undisclosed Liabilities

3.) LoanShield Property and Appraisal Review

• Historical Property Data
• Title Records Review
• Price/Appraisal Inflation Analysis
• Property Flip Analysis

4.) LoanShield Property and Appraisal Review with AVM

• Full AVM Report with Comparables
• Price/Appraisal Inflation Analysis vs. AVM Value
• Historical Property Data
• Title Records Review
• Price/Appraisal Inflation Analysis
• Property Flip Analysis

5.) LoanShield Loan Participant Review - Included with All LoanShield Products

• HUD Limited Denial of Participation List Screening
• National Appraiser Registry Screening
• GSA Excluded Party List Screening
• USA Patriot Act OFAC List Screening

If you would like more information, or if you are already an Avantus customer and you would like to begin ordering the LoanShield, simply let us know by e-mail or call us at 800.243.0120.