Need A Tri-Merge or Other Merged Credit Report?

Merged credit reports are the cornerstone of the lending process. We're proud to say that the Avantus has become the preferred tri merge credit report provider to many in the mortgage lending industry. Why? Avantus credit reports are easy to read, FCRA compliant, and are readily available through a wide range of channels; helping to speed the approval process.

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• Order credit reports quickly and easily using our web site or without leaving your Loan Origination System thanks to our direct integration with over 30 software platforms.
• View key credit information at a glance with an easy-to-read single page Avantus Report Summary detailing FICO scores, fraud alerts, credit summary and late payment history.
• Guard against mortgage fraud with advanced mortgage fraud prevention tools.
• Ensure regulatory compliance with OFAC and Red Flag Compliance screening tools.
• Order tradeline updates from our web site or directly within your Avantus credit report.

• Resolve credit bureau errors fast with Rapid Updates, permanently correcting most bureau errors (and adjusting FICO scores) within 48 hours.
• Reissue credit reports through Fannie Mae, Freddie Mac, and many other underwriting platforms.
• Have an AVM automatically returned with your credit report, or when the borrower's credit score meets a threshold you specify.
• Close more loans by partnering with the borrower to improve their credit score using CreditXpert and other Score Analysis tools.